Featured Listings

770 Hibernia Road, Fleming Island, FL 32003

Rare opportunity for a 4 Bedroom + Den 3Full Bath home on almost 1/2 Acre with no HOA convenient to highly sought after Clay County schools and shopping! Features huge floor plan with 3 Beds + Den in main home and a full 1 Bed 1 Bath Inlaw Suite. Large master suite with garden bath and; separate shower, double sink and huge walk in closet! Great kitchen layout with breakfast bar & and opens to a sizeable family room. Inside laundry connections on both sides of home. Separate entrance mudroom, leading to mother-in-law suite, complete with top of the line kitchen and bathroom, screened in porch with outdoor fans. Privacy fencing around property and plenty of space for your RV, Boat or other toys. This unique opportunity is a must see!

Buyer/Seller Info

Tips for Buyers

  • Avoiding Financial Stress
  • Build a Plan of Action and Get Ready
  • Finding the Right Seller
  • Getting a Legitimate Lender and Getting Pre-Approved
  • Hot, Normal, and Cold Markets
  • Importance of Inspection
  • Is Buying a Home Still a Smart Plan
  • Thinking About Buying a Foreclosure
  • Use a Buyer’s Agent
  • Why You Should Not Make Any Major Credit Purchases

Tips for Sellers

  • Considering Offers
  • Finding the Right Agent
  • For Sale By Owner – A Good Idea
  • Getting the Highest Price in the Shortest Time
  • Insist on a Home Inspection
  • Know Why You are Selling
  • Making a Good First Impression
  • Plan of Action
  • Setting the Price
  • What is a Short Sale Anyway

Homeowner Information

  • Common Ways of Holding Title
  • Condominium and PUD Ownership
  • Environmental Issues
  • Lead Poisoning
  • Living Trusts
  • Mechanics Liens
  • Mello-Roos
  • Radon
  • Underground Heating Oil Tanks
  • Understanding Foreclosures

Title and Escrow

  • Closing and Title Costs
  • Creative Financing
  • Required Reporting to the IRS
  • Statements of Information
  • The Functions of an Escrow
  • Title Insurance – Where Does Your Dollar Go?
  • Title Insurance Requirements for Insuring Trusts
  • Title Insurance When Refinancing Your Loan
  • Understanding Preliminary Reports
  • Understanding Title Insurance
  • Why Do You Need Title Insurance

Real Estate Glossary

  • Glossary of Real Estate Terms

Mortgage Information

  • Adjustable Rate Mortgages – The Pros and Cons
  • Adjustable Rate Mortgages-The Basics
  • Closing Costs When Buying or Refinancing a Home
  • Documenting Your Assets – Verifying Your Down Payment
  • FICO® Score – a Brief Explanation
  • FICO® Scores and Your Mortgage
  • Items You Need When Applying For a Loan
  • Land Contract
  • The Advantages of Different Types of Mortgage Lenders
  • The Biweekly Mortgage – Who Needs It?
  • The No-Cost Thirty Year Fixed Rate Mortgage
  • Types of Mortgage Lenders
  • What’s a FICO®?
  • Where Does the Money Come From for Mortgage Loans?
  • Which ARM is the Best Alternative?
  • Your Savings and Down Payment