Articles – Augustina Realty

Should I sell my home to an instant offer Type program

If you are thinking of selling your home, you may be thinking, “Should I sell my home to an instant offer type program?”. That is a great question which after over twenty years in the real estate industry, I will address.

Let me begin to answer your question by going back in time to WHY I chose real estate. First, my early years were a constant struggle. Getting out of the “living paycheck to paycheck lifestyle” was an extremely difficult task. When I did, I was 27 years old. At that point, I had been a real estate professional for one year. I entered the industry because I had a love for design and construction, but more importantly, I wanted to help people achieve their personal level of stability, by having a home as their foundation in life. For me, getting my first home created a sense of peace I had not encountered before and I felt everyone deserved that opportunity.

I have always had a strong belief on the American dream of home ownership and I also wanted to be sure I always walked the talk I gave in life. Practicing what I preached was important to me. Since then, I have bought, sold, rented and managed hundreds of properties for myself and others and gained a wealth of knowledge. I was always growing and real estate, through its ups and downs, was always an industry worthy of investment, no matter the size.

Throughout the years, I have seen all the crazy straw buyer and seller schemes, become a real estate investor, we buy houses fast and cash, “invest in real estate with no money” classes, etc. For years, investors have been calling professionals in my industry to find them deals and sell classes teaching people to get rich by going on wild goose chases to find them more deals. One synonymous point they all taught was the need to find the homes before they get to the real estate professionals. Today, they are more advanced than the signs you see on every street corner. The internet is filled with websites showing homes and the moment you expressed an interest in a home, they sold your info to the highest bidding real estate agent until now.

Now we see the instant offer programs. They entice you with a quick cash offer, promising to save you real estate commissions and will close on your desired date. They have created affiliations with developers across the nation helping to protect builders by ensuring you have the funds to buy and sometimes letting you stay in your current home until your new home is ready, making their investment in your home even less risky for them. The convenience is immediately gratifying to everyone. But haven’t you wondered how could it be so simple?

Our homes are generally the largest investment most people ever make in a lifetime. The equity you build becomes an asset against the liability of your mortgage loan. When your mortgage is eventually paid in full, you have earned a large asset and are no longer are succumbed to paying other people’s mortgages.

When you have a true real estate professional, they will assist you in preparing your home for sale. And if you take the advice and prepare your home for sale, your return on your investment will exceed your gains through an instant offer type program.

All of these programs do not give you market value. They give you an amount based on their formula that make it worth their risk. They are flipping your home. Buying a home and placing it back on the market within ninety days is a flip. They charge higher fees and costs than you can negotiate through a real estate professional. Your NET gain on your sale is much lower than what it would be if you sell your home for market value through a traditional means and give you representation.

In addition, if you are purchasing a home owned by any investor, and you review a Seller’s Disclosure, you will not receive any history on the home at all. How much do you know about the roof? Was there ever a hail storm? Did the home ever have leaky windows? What do you know about the plumbing? When you buy a home from an investor, you will not be armed with areas of concern to have your home inspector take a closer look at. There is risk in that for you that could cost you thousands and thousands of dollars in unforeseen repairs.

If I asked you to give me $15,000 so you don’t have to work today, would you? If you said yes, or If you are in a desperate situation, or maybe you don’t care about the money and really need to move immediately, perhaps an instant offer type program is the best route for you. Just be sure you are aware there is a price you are paying for this convenience or it would not be worth their risk to buy your home to flip.

Finally, If you are truly willing to net what they are promising you, how many others could you engage to beat them? If you wish to compare, give us a call! We have cash buyers on hand who would be happy to buy your home quickly and can close at your convenience as well!

Have questions about buying or selling? We would be happy to lend my experience your way. Give us a call at 904-671-7160. Our office is conveniently located in World Golf Village of St Augustine, FL. We specialize in condo and home sales and management from Fernandina Beach through all of Jacksonville, Ponte Vedra, Ponte Vedra Beach, St Augustine and Palm Coast areas and we are skilled in helping people realize their dream homes.

Silverleaf Village is available for pre-sale and models will be open soon!

The Silverleaf Village development will not have CDD also known as Community Development District fees as it has not been formed as community development district. The builders who are offering a multitude of housing options are Riverside Homes, Dream Finders Homes, Ashley Homes and Mastercraft.

Townhomes are starting at just under $200,000. Silverleaf Village is expected to be approximately 10,000 homes upon completion and is scheduled to span through many years of development. Silverleaf Village entries are located at the St Johns Parkway extension just south of County Road 210 and to the south at the corner of State Road 16 and 16A in the World Golf Village area. The roadway is expected to open any day now.

For more information on Silverleaf Village, call your World Golf Village area neighborhood expert, Stina Antonopoulos with Augustina Realty at 904-661-6131 and get the experience you deserve.

Team Augustina has been selling all facets of Florida residential real estate for over twenty years including custom homes, waterfront, condominiums and planned unit developments. Augustina is a licensed real estate broker and holds a community association management license. Augustina offers personalized service based on your real estate needs and is available by appointment. Augustina Realty is conveniently located in World Golf Village. Call for an appointment today to find out why Augustina is the best choice for you at 904-661-6131.

Florida Property Taxes and Exemptions Explained

The state government does not collect any property taxes, however, local governments receive much of their funding through these taxes. These rates are assessed at the local level and can vary by county, and they are based on the assessed value of the property. Property taxes in Florida are below the national average. There are several exemptions for primary residents that attribute to that.

The general millage rate in the non-city limit areas of St. Johns County is 15.8. The City of St. Augustine and Hastings are closer to 22. St. Augustine Beach is 18. There are probably 40+ different millage zones.

If a millage is 15.8, then you essentially multiply the home value by .0158 to get a base rate for your taxes.

What millage zone is a particular property in?

Well, the way I find out as a Realtor is by going to the tax collectors website and pull the record on the property in question. That will not only give you the zone but the total millage breakdown as well. It will also alert you if there is a Community Development District (CDD) on your taxes.

Property Tax Exemptions

Homestead Exemptions are available on primary residences in Florida. These exemptions can be available up to $50,000. However, only the first $25,000 of this exemption applies to all taxes. The remaining $25,000 only applies to non-school taxes.

Widow(er) Exemptions of $500 are available to widows and widowers who have not remarried. If you were divorced at the time of your ex-spouse’s death, you do not qualify for this exemption.

Senior Citizen Exemptions are available in certain counties and cities only. They are valued up to $50,000 for residents 65 years old and older who have gross income below $20,000 in 2001 dollars, adjusted for inflation. This exemption is in addition to the Homestead Exemption.

Blind Person Exemptions of $500 are available to Floridians who are legally blind.

Total and Permanent Disability Exemptions are available for homeowners who have a total and permanent disability. Quadriplegics who use their property as a homestead are exempt from all property taxes. Others who must use a wheelchair for mobility or are legally blind and have a gross income below $14,500 in 1991 dollars, adjusted for inflation, can be exempt from all property taxes as well.

Veterans Exemptions exist in a number of different forms.

A veteran documented as disabled by 10% or more in war or service-connected events can earn an additional exemption of $5,000 on any owned property.
An honorably discharged veteran who is totally and permanently disabled or requires a wheelchair for mobility due to their service can be exempt from all property taxes. In some circumstances, this benefit can be transferred to a surviving spouse.
An honorably discharged and disabled veteran who is 65 or older who was a Florida resident when they entered military service may be eligible for an additional exemption. The disability must be permanent and must have been acquired as a result of the military service. The property tax will be discounted based on the percent of the disability.
Members of the military deployed during the last calendar year can receive exemptions based on the percent of time during the year they were deployed.

If you have purchased a home in 2019, be sure to file for Homestead exemption before March, 2020. If your home is located in St Johns County Florida, visit https://hx.sjcpa.us/ApplyOnline/WebForm1.aspx.

If your home is located in Duval County Florida, visit https://homestead.coj.net/WebForm1.aspx

If your home is located in Clay County Florida, visit https://ccpao.com/real-property/#Homestead

If your home is located in Nassau County Florida, visit https://www.nassauflpa.com/file-for-homestead/

If your home is located in Flagler County Florida, visit http://www.flaglerpa.com/docs/Exemptions-Website.pdf

If you will not be closing until after January 1, 2020, this will apply to you next year, at the end of 2020. Ask me for details.

If you are thinking of buying or selling, or know someone who is, please call me at 904-661-6131 today! I have been actively selling Florida real estate for over 20 years because I love being a part of your life changes and make it a point to take the stress off of you so you can adjust to the life changes causing you to make a move and make it an exciting experience! So kick your feet up and call me!

Top 10 Reasons to Love the World Golf Village area

There are so many reasons to love St Augustine, Florida and the World Golf Village area and consider it for your new home. Here we will begin to name a few that you may not see from simply driving or asking around.

1 – World Golf Village area is zoned for some of St Johns County’s most highly rated schools. There are currently three highly rated elementary schools which include Wards Creek, Mill Creek and Picolata Crossing. Pacetti Bay Middle School is another along with Mill Creek Academy’s expansion plans to 8th grade. World Golf Village is currently zoned for the prestigious Nease High School and will soon be home to a new high school within St John’s County’s top rated schools. We expect this to be a fabulous addition to the County’s commitment to ensuring continued quality to their education system while accommodating for the growth to this area.

2 – The World Golf Village area is nestled on the other side of the new Silverleaf Plantation community which will open easy access to County Road 210 and 9B, approximately just 7.5 miles away. The Silverleaf Plantation community will be developed to over 10,000 homes similar to its sister property at Oakleaf Plantation in Orange Park. Silverleaf Plantation also plans to have a Town Center within the development. This will make commuting from World Golf Village area to Jacksonville more accommodating with easy access to 9B as SR 16 will connect with St Johns Parkway through Silverleaf Plantation.

3 – In addition, The Pavillion at Durbin Park has phase one of development well underway and will be approximately 10 miles away from SR 16 in World Golf Village area. The Pavillion at Durbin Park is slated to be nearly double the size of St Johns Town Center according to a First Coast News article. This will be a sweet spot for those who wish to be slightly away from the hustle and bustle but still wish for easy access to everything.

4 – The World Golf Village area has easy access to the Historic District of Downtown St Augustine and Gorgeous beaches. Founded in 1565, Historic St Augustine has amazing sightseeing opportunities, fabulous eateries and many things to do for all ages. St Augustine is visited by over 1.5 Million tourists each year. For more information click here.

5 – The World Golf Village area is home to many communities of all sizes with new homes, more established communities, country club and golfing, condominiums, town homes, amenities and smaller low fee communities. There are communities for every lifestyle in this World Golf Village vicinity. Some of these communities include the Neighborhoods of World Golf Village, The World Golf Village Home of the King and the Bear, Sevilla, Murabella, Samara Lakes, Trailmark, Gran Lake, Arbor Mill and Heritage Landing at World Golf Village. Some of these communities also offer RV and Boat Storage.

6 – The World Golf Village area has access to quality medical care with the new Flagler Health Center at Murabella. This facility provides Urgent Care, Imaging and laboratory diagnostics and primary care options close to home.

7 – The World Golf Village area is also home to the new state of the art Flagler Center YMCA. This facility offers physical fitness programs and classes for all ages with children facilities as well.

8 – World Golf Village area is also home to Great Shopping options with easy access to the St Augustine Outlet Malls right up the street. The St Augustine Outlets offer incredible shopping opportunities and are super convenient to the World Golf Village area.

9 – Fishing is amazing along the St Johns River and there are many super convenient places to drop your boat in the water or drop a line in at the Shands Bridge or Trout Creek. This area will also be highlighted in the near future once the First Coast Expressway expansion makes its way into St Johns County. Stay tuned for more details on this.

10 – World Golf Village is home to the famous World Golf Hall of Fame. If you have not yet visited, I highly recommend it! There are currently only 160 Hall of Fame Inductees. Most of them were some of the world’s most elite competitive golfers. Others were honored for their contribution to the sport in other ways. Take a stroll down memory lane for the history of the game in Scotland while visiting. Play one of the world famous courses virtually. There are numerous President’s who are Inductees and each Inductee has a personal locker for you to explore there as well! Some of our well known elite golfers were not even inducted yet into the World Golf Hall of Fame. To be inducted to the World Golf Hall of Fame is the highest honor within the sport.

There are so many things to love about Florida lifestyle and Northeast Florida in general. Have other reasons you love World Golf Village? Love other parts of Northeast Florida? Or love other parts of Florida in general? Tell us where and why and enter to win our summer essay challenge by July 31, 2019. For Instructions click here.

If you are thinking of Buying or Selling in St Augustine, Metro Jax or surrounding areas or even just have a few questions, call me, Stina, at Augustina Realty today at 904-671-7160.

If you are thinking of selling or shopping new homes for sale in World Golf Village, St Augustine, St Johns, Nocatee, Ponte Vedra and all Jacksonville surrounding areas, call your boutique services company, Augustina Realty today at 904-671-7160 to get started! We are conveniently located in World Golf Village and available by appointment.

What does the number of days a home is on the market mean to you?

I often see agents promote themselves by telling about how they sold a home in just a few days and I often get a chuckle. In my opinion, if a home sells in a few hours or in just a few days, more than likely the seller could have gotten a little higher sale price. In many instances it just comes down to supply and demand and peak seasons, for example; right before school starts in some areas, can spur a very quick transaction with a home ready to be sold.

While accompanying an agent during a recent showing, I observed an her telling her client the number of days the home was on the market, but with nothing further. As a broker with extensive sales training, I found it interesting because she left it up to her customer to decide what it actually meant instead of supporting her statement with what she was trying to point out, which can truly open a whole world of views, both positive and negative.

The number of days on the market can vary based on so many factors. First, there are peak seasons where demand is high and low seasons where demand can be extremely low. Shoulder seasons encompass the in between seasons. There are different averages of days on the market depending on when a home is listed. That being said, the home buyer should always ask their real estate professional what the average number of days on the market would be for the season and neighborhood they are looking in to better assess a property and if it is a good opportunity for you!

In addition, when markets shift or average price per square foot moves greater than 3% per year, this can also greatly impact the average days on the market in any season. For example, some neighborhoods in the St Johns or World Golf Village area of St Augustine are what are deemed an “A” Rated school districts attracting consumers both nationally and internationally with school age children. Because of that, the peak selling season in these areas of St Johns or St Augustine is between the months of May and August, prior to starting a new school year. In 2018, the average days on the market in one neighborhood through the summer were 53.75 days whereas the rest of the year averaged 80 days.

In addition, Sellers sometimes have their own plans. For example, I have often listed homes for sellers that wanted to sell but needed to list so they can get an accepted offer on their next purchase before they got motivated to sell. I recently had one seller who refused several offers because her new home was under construction and delayed and she did not want to move twice. There are so many variables to each home listing which is why I do not place too much weight on this stat until I am consulting with someone in submitting a fair offer.

If you are thinking of Buying or Selling or just have a few questions, call me, Stina, at Augustina Realty today at 904-671-7160. I would love to assist you!

If you are thinking of selling or shopping new homes for sale in Saint Augustine, Saint Johns, Nocatee, Ponte Vedra and all Jacksonville surrounding areas, call your boutique services company, Augustina Realty today at 904-671-7160 to get started today! We are Nocatee certified and offer a convenient office location in World Golf Village.

Is your home address a good fit for your Happiness?

I have several clients who will only buy a home based on the house number or also referred to as House Numerology. Since numbers are referred to as vibrations, your house number or apartment number creates an energy in your home. I made it a point to learn about it so I can help my clients select a happy home for them. Making sure that energy is a match for your lifestyle is a very important factor for many so let’s see how your home measures up.

First, calculate your house number or apartment number by writing it down. For example, mine is 311. Next, add each number together to find your number, until you have a single digit. Example 3+1+1=5. 5 is my home energy number.

Now lets see how you roll!

Home 1: This home promotes independence, ambition, drive and leadership. This home can be a strengthening vibration for self-confidence, determination and character. The challenge with this type of vibration is the lack of partnership and lots of “self” energy. This is especially true if your home adds up to 19 which is considered a karmic lesson number. You may feel yourself feeling unsupported or having too much work.

Home 2: This cozy atmosphere will make others feel welcome, nurtured and loved. This space usually is a great place for those who love to be around lots of photos of family and friends and a great space for intimate gatherings. It is also a great energy for partners who love togetherness. This energy fosters intuition and balance. The downside to this home is the high emotions can also lead to overwhelm with sensitivity, taking things too personally or needing constant attention or affection.

Home 3: This is a very cheerful and upbeat energy which fosters creativity and full self-expression. It is a great energy for singles, artists, couples or families who like to live life to the fullest. The downside of this vibration is a tendency to be scattered or less focused and overindulge in spending.

Home 4: This vibration is a solid and protected environment being the most grounded of all. This is a great vibration for investments or even education. This is an ideal home if you prefer stability over change. If you like adventure or variety, you won’t find that here.

Home 5: This is a great vibration for those who love to party and socialize and is great for having people over and entertaining guests. Its perfect for those who love travel, freedom and trying new things. This home promotes variety and change and can lead to an over indulgence in food, sex or alcohol. If you are prone to addiction you may want to avoid a 5.

Home 6: This vibration creates a sanctuary of beauty, love and harmony. It is perfect for couples, families or artistic folks because it is a very balances energy. People will immediately feel welcome in this space. Almost everyone can feel happy in a 6 home. The vibration promotes responsibility and family so you may find yourself lacking self-care in this home, while too busy caring for everyone else.

Home 7: A private or secretive vibration is ideal for those who might be writers, researchers, spiritual seekers as it promotes tranquility. You can have thrilling spiritual or intellectual insights in this home. The downside is it may be too isolating for you or lonely at times.

Home 8: This is the vibration of prosperity and abundance and is ideal for entrepreneurs or those who are career driven. It also promotes passion. If you are looking to expand your status in the world, this is a great fit for you! The downside of this home is with big gains there are also big losses. You will always want more – more everything leads to more spending and usually to impress others. This dream home can turn into a money pit if you are not careful.

Home 9: This vibration is an idealistic energy promoting universal love and compassion. Intuition will be at an all time high. People will be drawn to your home. Feelings will need to be expressed and you will find many emotional rewards. The downside is you can find yourself dwelling in the past or fear abandonment or rejection.

Master Numbers

Home 11 aka 2: Intuition and Illumination is vibration here representing gateway of new growth. You will be inspired with new ideas, creativity and innovation with leadership and creativity. This is the number of LIGHT. All people must be aligned with their truth to live here or you will begin to get into relationship struggles.

Home 22 aka 4: The number of STABILITY. This home governs all finances, career, physical body and family matters. Balance may be the challenge in this home.

Considering a new home? Stina and her team can help you sell and find the right new home for you, and coordinate everything soup to nuts. With the sale of your home and a new purchase, ask about our two punch incentives too!

For a no obligation conversation about your personal real estate needs and an honest professional opinion, please give us a call.

If you are thinking of Buying or Selling or just have a few questions, call Augustina Realty today at 904-671-7160.

A Must Read before comparing communities for your new home!

Often times I see people struggle with evaluating the value of a community’s fees and amenities so I wanted to take a few moments to explain some facts to help you choose. This is the second time I am writing about this subject because it is really really important when selecting a new home when you have what seems like, so many choices!

First of all, CDD fees are not BAD! What is a CDD fee? A Community Development District is a formation by the developer of a community to manage the creation of and maintenance of a community’s amenities. There are two parts to a CDD fee which is paid in your tax bill. There is the bond portion and there is the maintenance portion. If you compare the maintenance portion with a typical HOA fee with comparable amenities, they will likely be comparable in expenses as well because the cost of maintaining similar community amenities should not vary by that much. The bond portion pays for the loan to implement the amenities that the community has to offer. These are also not for profit so there is always a budget you can review to know exactly where your money is going.

I know you will see signs around St Johns County and all of northeast Florida that will tell you, “We Have No CDD Fees”, but what is that really trying to portray? It is a statement to get you thinking to check “them” out and that CDD fees are “BAD” or that they are great because they don’t have them.

Here is the truth. You will always get what you pay for. Most communities without CDD fees will have the amenities for the community tied into the the price. Therefore, the price per square foot will likely be higher than other comparable neighborhoods with a CDD fee.

Don’t Judge Book by its Cover!

Another warning I will make is not to judge a book by its cover. Every now and then I hear a client say “I don’t want that community because I don’t want a CDD!” A community may have a CDD, but not every house will have a bond to pay. Some homeowners pay the bond portion off to lower their expenses. Some developers also pay off the bond portion in times when homes are not selling as quickly as normal to give incentives to purchasers. Whatever the case, never judge a home by the community’s CDD fees. You, as a purchaser, can negotiate that the seller pay a portion of the CDD bond off at closing so you can literally have no CDD bond at all.

When selecting a community for your new home, look at your lifestyle and family size. What amenities do you really want? What amenities do you think you would use, if not now, then at some point? What amenities do you know you would never use and do not wish to pay for? Once you know this, your Realtor can narrow down the search for communities that offer your family the best match and you can then begin the comparison to ensure your family is getting the best value!

If you are thinking of Buying or Selling or just have a few questions, call me, Stina, at Augustina Realty today at 904-671-7160. I would love to assist you!

Top Ten reasons to love living in St Augustine, FL

You should always love where you live. If you happen to be looking for a new place to call home, I have gathered the TOP TEN REASONS why my family loves living in St Augustine exclusively for you.

Reason 1 – St Augustine is located in St Johns County, which while not exclusive to Northeast Florida, is known to have some of the best rated public schools in the State. We wanted a quality education for our daughter and there are an abundance of great schools throughout the area. The area is also home to many Universities and close to other great State Universities as well. There are an abundance of things to do with children and family friendly restaurants.

Reason 2 – The Weather is amazing. Typical Florida warm climates for Spring, Summer and Fall with winters that resemble Spring and Fall in the Northeast. In some areas, you can experience some changes of color in the leaves, without dealing with snow. We have gorgeous white sandy beaches from Amelia Island and Fernandina Beach through Neptune Beach, Jacksonville Beach, Ponte Vedra Beach, Vilano Beach, and the beautiful St Augustine beaches.

Reason 3 – There is no state income tax, no city income tax, lower sales tax depending on the county you are in and lower property taxes than other popular destinations in Florida. With the new tax plan, the property taxes that can be deducted are now capped, making it even better to live in Northeast Florida!

Reason 4 – There is Industry here. Jacksonville is a beautiful city and is home to many corporations with an emphasis on aerospace such as Boeing, Northrup Grumman and so many others. Northeast Florida is also home to many of our amazing veterans, making our neighbors some of the finest we could ask for.

Reason 5 – Northeast Florida has many Foodie Spots. My husband and I love great food and dining options and there is no shortage here. Like many areas, sometimes you have to look beyond all the common restaurants but there is an abundance of great dining options throughout the area.

Reason 6 – The area is quite diverse. There are lots of unique areas all within a 1.5 hour drive and there really is a great neighborhood for every lifestyle. There is also an abundance of new home options if you prefer newer.

Reason 7 – South Florida or the mountains of Georgia and North Carolina are only a short drive away for every type of road trip you may want. We also are only two hours away from Orlando and with Florida resident passes, make it easy to take random weekend getaways.

Reason 8 – There are SO MANY FESTIVALS throughout the year!!! From Music Festivals, Seafood Festivals, Strawberry Festivals and so many more, there is almost always something to do!

Reason 9 – There are great Farmers Markets and Farms you can visit for hayrides, pumpkin patches and so much more.

Reason 10 – It’s simply beautiful here.

So that’s it in a nutshell! If you are interested in calling Northeast Florida your next home, please reach out to me as I would love to help you make the move!

For a no obligation conversation about your personal real estate needs and an honest professional opinion, please give us a call.

If you are thinking of Buying or Selling or just have a few questions, call Augustina Realty today at 904-671-7160.

Features Community Spotlight – Durbin Crossing

Durbin Crossing is an excellent community offering a natural setting of new homes over approximately 2,000 acres. Amenities include a dog park, skate park, fitness center, sports parks, tennis courts, basketball, vollyeball and swimming pools create a fun lifestyle for everyone! Ideally located for easy commuting with the new route 9B access in Saint Johns County connecting CR2209 near CR210 in Saint Augustine with 95, US1 (Phillips Highway) and I295 making it easy to get to Jacksonville’s beautiful beaches as well! According to FDOT, scheduled completion of the final phase is Summer of 2018, with great timing for the opening of Durbin Park Pavillion!

Durbin Crossing is also surrounded by “A” Rated St Johns County Schools. When you are looking for a new home, Augustina Realty would definitely recommend a look at Durbin Crossing for new homes in St. Johns. Need help?

If you are thinking of selling or shopping homes for sale in Saint Augustine, Saint Johns, Nocatee, Ponte Vedra or all Jacksonville areas, call your boutique services company, Augustina Realty today at 904-671-7160 to get started!

Featured Community Spotlight – Heritage Landing at World Golf Village

Heritage Landing is perhaps one of the best neighborhood values in Saint Augustine for families with children or grandchildren as the amenity center has lots of options for everyone, and especially kids. This St. Augustine community offers 1,154 homes with sites ranging from 40′ to 80′ wide sites. Construction began in 2003 and completed in 2012 throughout all four phases.

The beauty of this community is its abundance of common area grounds that are very well maintained and convenient location to access Jacksonville areas. Heritage Landing features a resort style swimming pool, a second olympic size heated swimming pool with lap zones, many barbecue and party areas, fitness center, volleyball courts, tennis courts, soccer field, playground, jogging paths and playground. There are swimming lessons, sports, fitness classes, arts and crafts, language lessons and so much more! The community also features movies in the park each month and Food Truck Fridays.

Heritage Landing in Saint Augustine is an ideal place for everyone, located on CR 13, in World Golf Village. With many new roadways in progress, Heritage Landing at World Golf Village will soon be even easier access to Jacksonville, making it an ideal consideration to call home.

Why go it alone?

For a no obligation conversation about your personal real estate needs and an honest professional opinion, please give us a call.

If you are thinking of Buying or Selling or just have a few questions, call Augustina Realty today at 904-671-7160.

Who is the most likely buyer for your home?

The buying landscape is rapidly changing all the time, from investors to snowbirds, first time home buyers to retirement homes. Knowing who the most likely buyer is for your home is a key factor in creating a marketing plan to sell your home for the best price.

Interested in finding out who it is? Give us a call today at 904-671-7160 for a free in home evaluation!

For a no obligation conversation about your personal real estate needs and an honest professional opinion, please give us a call.

If you are thinking of Buying or Selling or just have a few questions, call Augustina Realty today at 904-671-7160.

Why you should use a “Realtor”

Buying or Selling a New Home for most people is the largest financial transaction they make in their lives. It is important to have an expert working on your behalf to ensure all the loopholes to your transaction are filled and that it runs its course bringing you to your desired result for the best price and as quickly and seamlessly as possible.

It is equally as important to make sure you have your own representation. If you were being sued, you would not likely hire the plaintiff’s attorney to be your own. If you are a Buyer, do not try to find the listing agent. There is a misconception that you will obtain a better price. This is not true. You will likely pay the same amount, if not more, and having representation does not cost you anything. Actually, not having it can cost you thousands of dollars!

There are many aspects to a real estate transaction in this rapidly changing environment. Be sure to have someone who is at the helm of the industry looking out for your best interests. After all, that is our job!

For a no obligation conversation about your personal real estate needs and an honest professional opinion, please give us a call.

If you are thinking of Buying or Selling or just have a few questions, call Augustina Realty today at 904-671-7160.

Top 5 Things to do to Improve Your Credit Fast!

Credit is a very important tool to be the driver of in your life. If you have not looked at yours recently, you should check it out. Regardless of what you may have been through, credit is something you should pay attention to. Lower scores can cost you more money when it comes to buying cars, homes, furniture and so much more!

There are many free resources to help you in monitoring and repairing credit. Here are the Top 5 Things you can do to Improve your Credit Scores NOW!

1 – Keep Balances Low – Creditors look at you Debt to Available Credit lines to determine how well you manage your finances. Your scores are weighed heavily down by high debt balances. Once you exceed 25% of your available credit, your scores begin to move in a negative direction.

2 – Pay your bills on time – Late payments can very easily adversely affect your credit scores. Always do you best to ensure at least minimum payments are made on time, by the due dates.

3 – Whenever possible, pay more than minimum Due Amounts – Paying minimum due amounts do not lower your balances. Usually the interest will keep piling on, causing you to dig deeper and deeper into debt. Paying more than the minimum amounts due can help alter this tremendously.

4 – Pay Off Compound Interest Lines of Credit First – Compound Interest lines of credit charge you interest over and over again on the same debt. Many student loans are also compound interest and those begin to charge interest even while in school, making these student loan debt astronomical to many. Evaluate which lines of credit are compound interest and get fierce about removing them first.

5 – Don’t be Afraid of Credit – Many people pay cash for everything and do not have many lines of credit if any. It is important to have credit. Many would argue that approximately seven lines of credit is the happy number. Of course, credit score companies do not really prefer to see them all being credit cards. A balance of secured credit and unsecured credit is healthy. For example, a home mortgage, a car loan, a student loan and a few credit cards, managed effectively is a recipe for some very healthy credit scores.

If you would like to make some changes in your living situation and credit is holding you back, feel free to give me a call. I would love to help! I specialize in helping people repair their credit and have terrific partners in lending that can assist with the latest requirements as they change very frequently.

For a no obligation conversation about your personal real estate needs and an honest professional opinion, please give us a call.

If you are thinking of Buying or Selling or just have a few questions, call Augustina Realty today at 904-671-7160.

Featured Community Spotlight – Aberdeen

Aberdeen is a beautiful 1300 acre master planned community, ideally located in St Johns, Florida. Aberdeen consists of several beautiful communities, within the master plan with home offerings from DR Horton and Emerald Homes.

Aberdeen is within a Community Development District and offers wonderful amenities and events for its residents to include a resort style pool and lap pool, Community Clubhouse, Basketball and playgrounds, health and fitness center. There are social gatherings, Food Truck Fridays, Running Clubs, Bootcamps, Zumba and so much more!

Representation is Free to you and Valuable!

For a no obligation conversation about your personal real estate needs and an honest professional opinion, please give us a call.

If you are thinking of Buying or Selling or just have a few questions, call Augustina Realty today at 904-671-7160.

Featured Community Spotlight – Celestina

Celestina is a beautiful master planned community developed by CalAtlantic Homes. Lots are oversized ranging from 60′ lots to 90′ lots with beautiful and meticulous designs and prices ranging from the $300’s to the $700’s. Celestina’s location is also convenient for the up and coming Durbin Park Pavillion as well as commuting to Jacksonville while still preserving the demand and school options of St Johns County.

Celestina is also packed with amenities including an entrance gate, resort style pool, lap pool, fitness center, tennis courts, basketball courts, playing field, playground and a stunning amenity center and clubhouse.

Representation is Free to you and Valuable!

For a no obligation conversation about your personal real estate needs and an honest professional opinion, please give us a call.

If you are thinking of Buying or Selling or just have a few questions, call Augustina Realty today at 904-671-7160.

Top 3 Factors Determining VALUE

What determines a good value per square foot? For websites like Zillow, they rely simply on market data to determine a value for any given home. While appraisers use this data as well, there are many other factors that can drastically affect this market data approach so be careful not to judge a home by a quick algorithym.

1. Market Data. Market data is important to gather as it zeros in on location. When evaluating a home’s value, it is important to get the latest market data as this changes from day to day with the most recent comparable sales, usually within a small range in location. Most appraisers will use sales within the last six months unless they are forced to go older due to lack of comparable sales. For new home communities, I also like to check comparable neighborhoods that are already built out as well. Supply and Demand can also greatly impact market data making it obsolete since market data is driven from the past and supply and demand is forecasted into the the future. This is why market data is good information to gather and evaluate, but it is certainly not all of it.

2. Quality of Construction / Finishes. Quality of construction can vary tremendously from community to community as well as even within a development. Often times developments have several builders within, varying the range of quality. This is so important for someone to evaluate as a custom home can easily get up in the range of $300 per square foot while a more economical level of quality can go for $100 per square foot. Finishes are also an important factor. Cabinetry, Flooring and Type of Installation, Type of Railings on Staircases, Interior or Exterior doors, Mouldings and type of wood used are some of the many finishes that make up the vast difference in value. There are also different levels of “Custom”. Having an experienced real estate professional can be invaluable in guiding you through this process.

3. Condition. No algorithym has X ray vision to see inside these homes. If they are in a planned unit development with homes that are all approximately two years old, you cannot see how the condition of a home compares to its comparable active homes on the market unless you get inside. Even photos can tell a different story, completely.

These are the areas that should be considered while determining the value of a home. Another one I like is if the home can be replaced for less. If it can’t, then that is another way to feel great about the value of your new home. Of course, an appraiser will ultimately determine the most thorough evaluation for any home purchase.

For a no obligation conversation about your personal real estate needs and an honest professional opinion, please give us a call.

If you are thinking of Buying or Selling or just have a few questions, call Augustina Realty today at 904-671-7160.

Do you have flood insurance?

Maybe now is a good time???

The catastrophic flooding in Houston from Hurricane Harvey can happen anywhere. Without flood insurance, your homeowners policy will not cover damages such as these. Many of these homes will be completely destroyed and homes will not be replaced. This is an outrageous number of people affected and they will need assistance of all kinds.

Carrying flood insurance, especially when you are not in a flood zone can be fairly inexpensive and extremely worthwhile. There is another hurricane looming in the distance – Hurricane Irma with forecasts of being a category 5. Once she gets too close, it will be too late. It can happen anywhere.

For a no obligation conversation about your personal real estate needs and an honest professional opinion, please give us a call.

If you are thinking of Buying or Selling or just have a few questions, call Augustina Realty today at 904-671-7160.

Under Contract? It isn’t SOLD until it is CLOSED.

Don’t pack your bags yet……

Once upon a time about 15 years ago, and three solid years into my career in real estate, I represented a Seller who moved out of his house in preparation for his closing, only to find out it could not close. I had requested the loan commitment before the deadline and received it doing my part. Needless to say, the seller incurred hardship as a result and I learned a very hard lesson fairly early in my career. A closing is not solid until it closes.

It amazes me how often I receive offers for my sellers without a pre-approval letter or proof of funds. Even if those are provided, there are still so many variables to consider. It requires experience to know what to look for, investigate or steps to take before you begin integrative bargaining with such prospects; not prepared. I also will not show multiple homes to Buyers who have not gone through the process of pre-approval or have provided me with proof of funds. It is because of this that you will rarely see my listings go pending and come back on the market 4 months later, like many do, and other agents and brokers who come to know me, know that when I bring a buyer to their home, they have been pre-qualified.

There are several things I do today to protect my clients. So, while it is still true that a closing is not certain until it closes, with full disclosure and communication, buyers and sellers involved in transactions with my team at Augustina Realty know exactly where everything stands at all times and with thorough review, alleviate most issues by asking lots of questions and guiding my clients of the possible impact of accepting contracts that are not offered by qualified parties with sufficient documentation as ready and willing Buyers. Having experienced representation is invaluable on so many levels.

For a no obligation conversation about your personal real estate needs and an honest professional opinion, please give us a call.

If you are thinking of Buying or Selling or just have a few questions, call Augustina Realty today at 904-671-7160.

I’M BETTER THAN GOOGLE!

What’s your real estate question?

You don’t have to be buying or selling for us to talk. I am a consultant, and a trusted advisor. So what is your question?

For a no obligation conversation about your personal real estate needs and an honest professional opinion, please give us a call.

If you are thinking of Buying or Selling or just have a few questions, call Augustina Realty today at 904-671-7160.

To buy in a CDD or Not to buy in a CDD?

There are many misconceptions or misunderstanding of CDD Communities and whether you should buy in one or avoid them altogether. In fact, many communities which do not have CDD’s advertise that they don’t AS IF they are BAD. This could not be further from the truth and I am going to clear this up.

What is a CDD? A CDD is a Community Development District. In essence when the Developer formed the community, instead of waiting for a certain percentage of the community to be purchased before developing an amenity center, they obtain a bond that is passed on to the homeowners and develop the amenities in advance or in conjunction with the community’s first homes. The benefit to this for the homeowner is they get their amenities right away and do not have to wait for the community to reach certain quotas. The homeowners also do not have to worry about never getting the amenities they were promised.

There are two parts to a CDD. One part is the bond portion. This is the balance of the loan. The other part of the CDD is the maintenance, which is typical of all communities with common areas or amenities. When considering a community, the bond portion should always be evaluated and can even be negotiated with a Seller and paid off in full. The maintenance portion will always remain and if compared to similar amenity communities without a CDD, will usually be comparable to a typical HOA fee. Often times there is an HOA within a CDD community as well, but usually that is for the enforcement of deed restrictions within a community.

Another benefit to a CDD is that it is paid in the tax bill, protecting the community from delinquencies or bad debt. Not all CDD communities are created equal so each should be considered independently. If you can appreciate any of the amenities a CDD has to offer, those communities just may be for you!

If you have further questions about CDD’s or any other real estate questions, please do not hesitate to contact Stina at Augustina Realty, your favorite trusted real estate advisor at 904-661-6131 or comment below for questions to help everyone!

For a no obligation conversation about your personal real estate needs and an honest professional opinion, please give us a call.

If you are thinking of Buying or Selling or just have a few questions, call Augustina Realty today at 904-671-7160.

When have you last reviewed your Homeowners Insurance?

When was the last time you thought about your home insurance? If you’re like most people, you probably haven’t revisited your policy since you first bought it. It’s an oversight, though, that can cost you. Here are three scenarios that should prompt an insurance review.

Your Rebuild Costs Have Changed
Any time there’s a change in the labor and material costs of rebuilding your home, it’s a good idea to consider a review. A renovation is one such scenario. Another is when there’s a general uptick in construction costs. Of course, those can spike after a natural disaster, but you can buy an extended-coverage rider now that’ll boost your replacement value by up to 30 percent. Also, making sure your policy covers you for the Replacement value is wise to consider since insurance companies will depreciate everything covered, otherwise.

You Made a Big Purchase
New jewelry, art and other purchases may be covered by your policy but only in certain circumstances or up to a certain dollar limit. In this event, you can either increase your personal property limits or get specific coverage for the new item (called “scheduling”). This is also the time to decide between actual cash value coverage, which reimburses you for an item’s depreciated value, or replacement cost coverage, which compensates you for the full cost of a replacement right now.

Your Risks Have Increased
A new pool or trampoline might make you the neighborhood hero, but it can also increase the risk of injuries on your property. If you’re planning such a purchase, check whether your policy protects you against the new danger with enough liability protection, which would help with medical or legal costs if someone were to get hurt.

By and large, it’s never a bad time to make sure your existing insurance coverages match up with your current needs.

Don’t go it alone!

For a no obligation conversation about your personal real estate needs and an honest professional opinion, please give us a call.

If you are thinking of Buying or Selling or just have a few questions, call Augustina Realty today at 904-671-7160.

Why Rent if you can buy?

Home ownership rates are the lowest they have been in the last 50 years. Yet a large portion of Americans are still renting properties, instead of enjoying a home of their own. Consumer reports believe this is an issue because of a buyer’s lack of trust in their ability to purchase. It is still a long standing notion that a buyer needs 20% towards the cost of the home in order to move forward, but this isn’t true. With countless down payment assistant programs, and closing cost roll-ins, a home owner could move in with as little as a few hundred to a couple thousand dollars. Which is a huge difference in the time it takes to save up to make the move.

With interest rates at an all time low, home ownership in today’s market is a great investment. The money saved over a mortgage’s lifespan can result in tens of thousands of dollars, if not hundreds. That’s more money in your pocket today. Don’t wait to buy when interest rates soar again. With low interest rates, that means your monthly mortgage payments are at a significantly lower cost, as well. With such a heated housing marketing, rental prices are soaring, and statistics are constantly showing that home ownership can be equivalent to your rental rate each month, if not less. Why get stuck in a small 2 bedroom apartment, if you can move into a home a pay a monthly rate that is the same, and get a 3 bedroom house with a great backyard?

There is also a fear that a home can keep you “stuck” or “rooted” to one place, without an easy transition out if you decide to move. Although the future of the housing market isn’t easily predictable from location to location, you can always discuss with your agent about buying a home in an area that has a strong turn-over rate when a home hits the market. The equity build up when it comes time to selling is going to be far more beneficial, than if you put money into a rental and decided to move. The money from selling the property can be used to purchase a new home. With renting, there would be no additional funds to transition into a new place.

Now imagine if you were renting a home for $2000/month. If your landlord is renting to make a profit, think how much less you’d be paying on a monthly basis towards your mortgage, if the home was yours. Then you wouldn’t be paying a landlord to profit off of you, you’d be paying a reasonable rate, and get to call the property your own. Discuss with your agent and lender the steps you need to take towards home ownership, you might be happily surprised about the type of home you can afford to move into.

Don’t go it alone?

For a no obligation conversation about your personal real estate needs and an honest professional opinion, please give us a call.

If you are thinking of Buying or Selling or just have a few questions, call Augustina Realty today at 904-671-7160.

Thinking of Selling? NOW IS THE TIME!

Are you thinking of selling but not sure if you are ready or do not quite have your future plans worked out?

With demand increasing and supply dropping, this may be the perfect time to get the best price for your home.

The headline might be a little aggressive. However, as the data on the 2017 housing market begins rolls in, we can definitely say one thing; if you are considering selling – NOW IS THE TIME TO LIST YOUR HOME!

When selecting the best professional to assist you, I cannot express the importance of experience enough. There are so many variables to a transaction that an inexperienced agent, while having good intentions, may not see that can have your boxes packed with nowhere to go!

In addition to experience, there are also many budget companies who advertise themselves and how little you will pay with them, saving you money – But Beware! You will always get what you pay for. Companies like these only care about getting the sale. What should matter more to you than how much you pay for representation, is how much you NET from the sale proceeds and how Seamless the sale process was – for you!

For the EXPERIENCE you Need and the Best NET you Want, call Augustina Realty at 904-661-6131 today!

Florida Property Taxes and Exemptions Explained

If a millage is 15.8, then you essentially multiply the home value by .0158 to get a base rate for your taxes.

What millage zone is a particular property in?

Property Tax Exemptions

Widow(er) Exemptions of $500 are available to widows and widowers who have not remarried. If you were divorced at the time of your ex-spouse’s death, you do not qualify for this exemption.

Blind Person Exemptions of $500 are available to Floridians who are legally blind.

Veterans Exemptions exist in a number of different forms.

A veteran documented as disabled by 10% or more in war or service-connected events can earn an additional exemption of $5,000 on any owned property.
An honorably discharged veteran who is totally and permanently disabled or requires a wheelchair for mobility due to their service can be exempt from all property taxes. In some circumstances, this benefit can be transferred to a surviving spouse.
An honorably discharged and disabled veteran who is 65 or older who was a Florida resident when they entered military service may be eligible for an additional exemption. The disability must be permanent and must have been acquired as a result of the military service. The property tax will be discounted based on the percent of the disability.
Members of the military deployed during the last calendar year can receive exemptions based on the percent of time during the year they were deployed.

Why go it alone?

For a no obligation conversation about your personal real estate needs and an honest professional opinion, please give us a call.

If you are thinking of Buying or Selling or just have a few questions, call Augustina Realty today at 904-671-7160.

Student Loans Impact your Ability to Obtain a Mortgage

While the interest rates are still at an all time low, and the prices are more affordable to own in comparison to renting, student loan debt is increasingly impacting the ability for many first time home buyers to qualify for a mortgage. I often hear, I want to buy a home and I have a good job and decent credit. When I then refer them to a lender to pre-qualify them for a mortgage, I often hear the student loan debt is impacting their ability to purchase the home of their choice as the amount they qualify for is reduced due to student loan debt.

Debt to Income Ratios is the comparison of a person’s total debt payment requirements to their total income. The more debt someone has, the less available income that can be used to qualify them for a mortgage. While this is not exactly how it is configured, if you have an income of $40,000 per year and your student loan payments are, or will be, totalling $450 per month, the annual deduction from your income for that debt is $5400, leaving you with a reduced usable income of 34,600. If you have a car payment as well for $400 per month, it gets reduced once again. Credit card debt and any other debts on your credit report are also deducted before your lender configures the amount you would qualify for.

Many students feel it is great to go to school without having to experience the burden of paying, with the hopes of obtaining a higher paying job upon completion. Unfortunately, many college graduates are unemployed or underemployed, and are paying higher housing costs in rent as well. This is a slippery slope, especially when it comes to those unsubsidized loans that have compound interest accrued throughout the education process.

It is strongly urged that students are mindful of the loans they are assuming responsibility for. They never go away until you pay them in full and the compound interest loans should be paid off as soon as possible. Keeping your debt to a minimum, whether payments are deferred or not, can make the difference in whether you can own or must rent your home.

Why go it alone?

For a no obligation conversation about your personal real estate needs and an honest professional opinion, please give us a call.

If you are thinking of Buying or Selling or just have a few questions, call Augustina Realty today at 904-671-7160.

Featured Community Spotlight: Palencia

Palencia is considered one of the most prestigious country club communities and golf courses in St Augustine. The golf course is designed by Arthur Hill with a 33,000 square foot clubhouse featuring restaurants, a golf club, mens and womens golf associations along with banquet rooms, meeting facitilities and so much more.

The community of Palencia features various style housing opportunities from condominium, villas, Single family residences and Luxury Homes. Palencia features golf, tennis, three swimming pools, a fitness center, athletic fields, pocket parks as well as a 30 acre park system. Amenities are abundant in Palencia.

Palencia also lies along the west bank of the Intracoastal waterway and Tolomato River.

For a no obligation conversation about your personal real estate needs and an honest professional opinion, please give us a call.

If you are thinking of Buying or Selling or just have a few questions, call Augustina Realty today at 904-671-7160.

Featured Community Spotlight – Del Webb

Del Webb of Nocatee within Ponte Vedra is an exclusive gated community designated for those active adults of age 55 and older. It is considered to be the Cruise Ship of communities, with something for any lifestyle. Del Webb Ponte Vedra features a multi million dollar clubhouse with every amenity imaginable. In addition, the community is planned out for the luxury of single family living, with maintenance free options.

Del Webb Ponte Vedra is also within the Nocatee community featuring an abundance of additional lifestyle options as well for all ages. Offering the best of both worlds, Del Webb Ponte Vedra is one of the most desireable communities in Northeast Florida, making it a not to be missed option!

For a no obligation conversation about your personal real estate needs and an honest professional opinion, please give us a call.

If you are thinking of Buying or Selling or just have a few questions, call Augustina Realty today at 904-671-7160.

Home Buyer Worries – 7 Things that Worry Home Buyers Most

While local concerns more aimed at Northeast Florida home buyers specifically may vary, A recent survey conducted by Trulia and Harris Interactive questioned more than 2000 US home buyers in about what worried them the most about the Home Buying and Selling Process.

Here’s what they found:

Mortgage interest rates rising before I buy – 41%

Not finding a home for sale that I like – 36%

Not qualifying for a mortgage – 30%

Competing with other buyers – 27%

Home prices falling after I buy – 25%

Home prices rising before I buy – 37%

Deciding on a home too quickly – 19%

In hotter markets, like Northeast Florida where homes are moving fast, the survey found that these 7 Home Buyer worries are intensified.

These are all valid worries but a good Realtor can help alleviate the stress and uncertainty behind these. If you’re buying in Northeast Florida, We’d love to help!

Why go it alone?

For a no obligation conversation about your personal real estate needs and an honest professional opinion, please give us a call.

If you are thinking of Buying or Selling or just have a few questions, call Augustina Realty today at 904-671-7160.

Featured Community Spotlight – Cascades at World Golf Village

Cascades at World Golf Village is an exclusive gated community designated for those active adults who are 55 years of age and older. There are 450 homes nestled within conservation land creating an abundance of privacy. All irrigation and landscaping are maintained by the association, allowing for single family home lifestyle without all of the maintenance. Cascades also features a multi-million dollar clubhouse with many amenities and social events.

Cascades is conveniently located a short distance from the World Golf Hall of Fame I95 for easy access to Jacksonville and surrounding areas.

For a complete list of all available homes for sale in Cascades, click here.

For a no obligation conversation about your personal real estate needs and an honest professional opinion, please give us a call.

If you are thinking of Buying or Selling or just have a few questions, call Augustina Realty today at 904-671-7160.

Let Us Find your Dream Home for you!

There are so many different kinds of homes out there for families to choose from. Do I want to live in Saint Augustine? Or maybe you want to find a home in Saint Augustine. How many bedrooms and bathrooms do you need? Do you need a large back yard? A small backyard? Do I even need, or want, a yard at all? Don’t even get me started on the front yard and curb appeal. Hardwood floors, tile, carpet. There are so many things to consider when looking for your dream home. How, then, do you find the right home for you?

The answer is to put me to work for you. That is what I do for my clients. Completing my basic Dream Home Finder, you can take advantage of our customized service and my tools to locate the home you really want without wasting your precious time surfing all the homes for sale in Saint Augustine, Florida or the surrounding areas. By completing the Dream Home Finder, I can use additional resources at my disposal to locate homes for sale that may not be available in the public view. In addition you are a busy individual and my passion is to work for you to find that dream home and schedule tours for you. By working together as a team with your dreams and my resources, finding that dream home is only one tour away. It is my passion to find you that one right tour.

Why go it alone?

For a no obligation conversation about your personal real estate needs and an honest professional opinion, please give us a call.

If you are thinking of Buying or Selling or just have a few questions, call Augustina Realty today at 904-671-7160.

King and Bear at World Golf Village – Featured Community Spotlight

King and Bear is a beautiful gated Master Planned Country Club community within the ultimate golf vacation destination within St Augustine at The World Golf Village. It’s luxury homes are encompassed within sixteen neighborhoods with King and Bear and surround its beautiful golf course designed by Arnold Palmer and Jack Nicklaus.

King and Bear’s luxury Clubhouse features a fitness center, lap pool, resort style pool, tennis courts, playground, Recreation Room for private parties, barbecue areas and so much more!

Since King and Bear is Semi-Private, it caters to both residents and visitors. There are several private membership options available, including social memberships.

For all available homes in The King and Bear, call us today at 904-671-7160.

For a no obligation conversation about your personal real estate needs and an honest professional opinion, please give us a call.

If you are thinking of Buying or Selling or just have a few questions, call Augustina Realty today at 904-671-7160.